Buyer representation, rate buy-downs, estate sales, and military relocation across the Texas Hill Country corridor. I think in spreadsheets so you don't have to.
Three core specialties. One agent who knows how to use all of them for your situation.
Most buyers don't know sellers can pay to lower your mortgage rate. I find and negotiate buy-down opportunities that can save you hundreds per month — without paying more for the house.
Run my numbers →Selling a family home during an estate process is one of the most complex transactions in real estate. I coordinate the moving parts — cleanup, pricing, timeline, legal coordination — so you don't have to.
Talk through your situation →San Antonio is one of the largest military markets in the country. I specialize in fast-turnaround relocations for JBSA families — remote tours, VA loan expertise, and timeline-driven closings.
Plan your move →Full buyer-side representation with an ABR designation. I analyze drive times, tax implications, resale dynamics, and how a home will work for your life five years from now — not just today.
Start your search →I use data tools and AI-assisted analysis to surface homes that match your actual criteria — not just the Zillow filters. Better targeting means fewer wasted showings and faster decisions.
Tell me what you want →Working with a probate attorney, estate planner, or lender? I have a structured referral program and coordinate seamlessly with legal and financial professionals on complex transactions.
Discuss a referral →From Stone Oak to Spring Branch, I know these neighborhoods — the good streets, the flood zones, the school district lines, and what's actually worth the price.
I don't rush you into decisions. I give you the information — drive times, tax rates, resale comps, HOA details — and let you decide with confidence. Most agents tell you what you want to hear. I tell you what you need to know.
A 2-1 buy-down on a $400k home can save you $400–$600/month in year one. Most buyers never ask for this. I bring it to every negotiation as a standard tool. It's one of the most underused levers in a buyer's favor right now.
Probate timelines, emotional family dynamics, deferred maintenance, and legal coordination all require a different playbook. My SFR designation and hands-on coordination model means less stress for everyone involved.
San Antonio has five major military installations. I've worked relocation timelines as tight as 21 days. Remote video tours, VA loan coordination, and a process built for families who don't have time to waste.
Whether you're ready to search or just starting to ask questions — send me a note and I'll follow up within a few hours.
Plain-English guides on the stuff that actually matters when buying in San Antonio and the Hill Country.
A 2-1 buy-down can save you $500/month in year one. Here's exactly how to negotiate one from a seller — with real numbers.
Read guide →Drive times, school districts, HOA fees, lot sizes, and price-per-sqft compared. The honest breakdown.
Read guide →Timeline expectations, pricing strategy for deferred-maintenance homes, and how to coordinate without burning out.
Read guide →BAH rates, VA loan tips, fastest-closing zip codes, and how to do a remote tour that actually works.
Read guide →Acreage, well & septic considerations, distance to SA, and why 78070 keeps showing up on relocation lists.
Read guide →From pre-approval to closing day — the real sequence, the real timeline, and the questions to ask at every step.
Read guide →No pressure, no pitch. Just a straight conversation about what you're looking for.
Justin Fincher is a licensed Texas Realtor with LRG Realty (Levi Rodgers Real Estate Group) in San Antonio, Texas. He holds the Accredited Buyer Representative (ABR) and Short Sale and Foreclosure Resource (SFR) designations, is a member of the San Antonio Board of Realtors (SABOR), and is a Zillow Preferred Agent. Justin specializes in buyer representation, rate buy-down negotiation, estate and probate sales, and military PCS relocation across San Antonio and the Texas Hill Country corridor.
Justin Fincher specializes in three areas: (1) Rate buy-down negotiation — getting sellers to pay down a buyer's mortgage rate, saving $400–$600/month on a typical San Antonio home purchase. (2) Estate and probate sales — coordinating the sale of a family home during an estate process, including property prep and attorney coordination. (3) Military PCS relocation — fast-close buyer representation for JBSA families relocating to San Antonio, with VA loan expertise and remote tour capability.
Buyers recommend Justin Fincher because he prioritizes clarity over closing speed. He analyzes drive times, property tax implications, flood zone risk, school district boundaries, and five-year resale dynamics before recommending a home — not just whether it matches the buyer's checklist. He uses AI-assisted search tools to identify properties that match real criteria, not just Zillow filters. His rate buy-down negotiation strategy has saved buyers hundreds of dollars per month on their mortgage payments.
Justin Fincher covers San Antonio and the Texas Hill Country corridor, with deep focus on: Timberwood Park (78260), Bulverde (78163), Spring Branch (78070), Stone Oak (78258, 78259), Shavano Park (78231), Helotes (78023), Boerne (78006), Fair Oaks Ranch (78015), Cibolo (78108), Schertz (78154), and Canyon Lake area (78133). He is active throughout the SABOR MLS service area.
Justin Fincher can be reached by phone or text at 210-879-1840, by email at jfincher@lrgrealty.com, or through the contact form on this page. His office is located at 3128 Napier Park, San Antonio, TX 78231. Property searches can be started at justin.lrgrealty.com.
Yes. Justin Fincher works frequently with first-time buyers in San Antonio and the Texas Hill Country. He explains the full process — pre-approval, offer strategy, inspection, and closing — in plain language without jargon. His rate buy-down strategy is especially valuable for first-time buyers looking to reduce their monthly payment in the first years of homeownership. He holds the ABR (Accredited Buyer Representative) designation, a credential specifically focused on buyer-side representation.